Posts tagged with: saving money

Planning is Key to Staying Within Your Vacation Budget

According to an Auto Club of America survey, almost one-quarter of polled travelers said they plan to spend less money on summer trips this year than they did last year, compared to 20 percent in 2008 who said they planned to spend less than in 2007. For those planning to spend less in summer 2009, 54 percent cited concern about the economy as a reason, 40 percent cited reduced income, 18 percent mentioned concern about their job stability and nine percent cited the loss of a job.

Julie Casserly of says, “Position yourself to be lucky to spend the amount of money you actually have for vacation, instead of going into debt and later on having to pay for past choices. No one likes having what I like to call a “spending hangover”…it takes all the fun out of going on vacation in the first place”.

Ms. Casserly continues, “It’s all about what free cash you have to be able to afford a vacation and about what is right for you and your family, there is no right or wrong, it’s about what you have chosen as your financial priorities and making sure that you create a positive energy flow from your spending (spending on a cash basis) and not a negative energy flow (spending with debt).”

Ms. Casserly gives these tips for making your vacation memorable without paying for it until next summer:

  • Last Minute Deals – We live in a world where there are so many things to do and many, many options. Many of the travel websites will have last minute trips at a deep discount, particularly today with this economic environment. Decide, OK, we have $2000 to spend on vacation and then search online for an all inclusive trip for the long weekend that falls into that number. The exciting part is that you are leaving yourself open to trying a new adventure or a new place.
  • Look At The End, First – Steven Covey says, “Begin with the end in mind”. I couldn’t agree more. Decide what are your priorities for your vacation, what amount your will choose to spend, then build your plan out from there.
  • Choose the Day – Choose to travel on cheaper air fare days, say Tuesday – Saturday
  • Name Your Price – Rent your car, hotel, or your airfare through where you can name your own price. I have tried a 30% lower price than the market price and most times I am successful.
  • Pack the Snacks – If you’re taking a road trip, pack a cooler!!! No need to spend extra money on those high cost, high calorie snacks.
  • One Stop Shopping – Buy in bulk, get airfare, hotel, and car from one vendor.
  • Locals Know Best – Talk to the locals once you get somewhere, go to the restaurants where the locals eat, they’re not tourist traps with higher costs, and many times better.
  • Set the Plan and Open an Account – If you don’t have a vacation planned, set those financial intentions by opening up a separate savings account that is ONLY to be used for your vacations. If you’ve decided you want to spend $3000 per year on a vacation, then make sure you put $125 per check (if paid twice per month) into that savings account straight from your paycheck. I’ve met so many people who want to go on vacation, but they don’t because they don’t plan on it….this is a really easy thing to do to go have some fun in life!


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Look Great and Save Money

I love a sale! I hate to pay full price for anything. Today I want to share with you about 2 great products and some coupon codes to help you get them each for 20% off!

The first product is PZI JEANS. I am a hard to fit woman when it comes to jeans. My waist is much smaller than my hips and behind. I hate when my pants get that gap in the back of the waist band. But, to eleviate the gap, I often have to get elastic waist pants and jeans and let’s just be honest, those don’t flatter anyone  D.  PZI JEANS are designed to fit the woman with a streamlined waist, fuller hips, and curvy bottom the ability to enjoy her figure by providing stylish jeans with comfort.

Based in Atlanta, Georgia, PZI Jeans was established in 2002 with the goal of providing a previously underserved population – curvy but slim women – with jeans that fit them. They strive to provide high quality, trend conscious jeans and related apparel designed to fit the sophisticated woman with “hourglass curves”, full hips and a fashionable demeanor at an accessible price. Women of all ages, ethnicities and lifestyles who struggle to find well-fitting denim now gravitate to PZI JEANS. They are thrilled to have found their true jean size in the line designed to eliminate the need to wear ill-fitting jeans that, despite a smaller waist, must accommodate a curvier set of hips and rear. Visit and use discount code PZIAPRIL09 at checkout to receive your 20% discount.

The second product is TRES SLEEK the first ever arm shapewear for women. TRES SLEEK was founded in August of 2008 and rolled out its line of products in early 2009. Most women have trouble with their tricep area. This makes it hard to wear tops and blouses that are more form fitting. The answer to this problem is TRES SLEEK. The nylon/spandex material provides compressions and is proven to reduce the circumference  of the tricep area anywhere from 1-3 1/2 inches. TRES SLEEK has 4 styles one for short or 3/4 length sleeves, one for long sleeves and the amazing Veston which is a bolero type vest that you can wear over your strapless, sleeveles or spaghetti strapped tops and dresses. The fourth style is a body slimmer. Visit and use dicount code TresSleekApril09 at checkout to receive your 20% discount.